DISABILITY
When faced with an employee who’s been disabled, uninsured employers have few options. Do you continue to pay all or part of a salary? Offer unpaid leave? Terminate employment? For an employer and employee, the choices can be devastating. An insured Long Term Disability plan will replace up to 55 2/3% of an employee’s income up to the age of 67 in a situation where catastrophic illness or injury exists. A managed LTD plan allows an employer to outsource the difficult decisions surrounding a disabled employee to disability experts. Along with income protection, most disability plans offer rehabilitation and return-to-work services that are essential to the recovery of disabled employees. The goal of Long Term Disability insurance is to financially protect and proactively return disabled employees to a productive life.
TEXAS INSURANCE & FINANCIAL SERVICES, INC.
102 N. Washington, P.O. Box 950, El Campo, TX 77437 | Phone 800-541-9849 or 979-543-2709 | Fax 979-543-9030
